Committed to Affordable Housing
As part of M&T Bank, we have access to a breadth of financing options making us a leading affordable housing capital provider.
Why Choose M&T Realty Capital
Expertise Along with An Array of Products & Services
- Ranked in the TOP 25 Affordable Housing Lenders nationally by Affordable Housing Magazine for 2023.
- Dedicated affordable housing licenses with Fannie Mae (MAH) and Freddie Mac (TAH).
- We offer a full service model with all the tools and guidance to support your specifc needs throughout the loan process.
- We are a leading national affordable housing capital provider.
What We Offer
We are here to listen and help you identify the right solution.
Loan Products
Different options are available to finance your unique project
- Fannie Mae – Multifamily Affordable Housing (MAH)
- Freddie Mac – Targeted Affordable Housing (TAH)
- FHA
- Private Placement Execution (Construction to Permanent)
- Bridge Loans
- CDFI Placement
Property Types
Our experts understand what solutions are right for your real estate
- Section 8 HAP Contract Properties
- Tax-Exempt Bonds / 4% LIHTC
- 9% LIHTC
- RAD Properties
- Workforce Housing
- NOAH Properties
From New Construction to Rehabilitations Loans
We offer customized financial solutions to meet your specific affordable housing needs.
- Non-recourse
- Forward Committed Permanent Loans
- Longer amortization up to 40 years
- Higher leverage up to 90% LTV
- Fixed Rate Executions (some with early rate lock options)
- Floating Rate Executions
Leveraging the Power of the M&T Bank Balance Sheet
As part of M&T Bank we have access to a breadth of financing options.
- Construction Loans
- Bridge Loans
- LIHTC Equity
- Equity Bridge Loans (LIHTC)
- PreDevelopment Loans
- Lines of Credit
- Letters of Credit
We have a dedicated nationwide affordable housing platform with a team of experienced professionals. Contact us to start the conversation.
Sean Cullen
Affordable Housing Platform Manager
Sandy DeFelice
FHA Platform Manager
M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. Member FDIC
