Welcome to M&T Realty Capital Corporation

We create personalized commercial mortgage banking solutions to meet your needs, while working to provide consistent, high-quality service throughout the lending process and life of your loan.

The M&T Advantage

More than 40+ years of experience delivering creative financial solutions

We are a US-based bank offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships

Unique capability of offering a proprietary multifamily and seniors housing bridge loan program to our clients

Our parent company, M&T Bank, is one of the pre-eminent commercial real estate lenders in the United States. 

Our financial strength and industry knowledge helps meet your unique banking needs with experts to support your investments through Wilmington Trust

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2024 Accomplishments

#10 Freddie Mac Producer for 2024

#4 Freddie Mac Seniors Housing Producer in 2024

#4 Fannie Mae Seniors Housing Producer in 2024

#9 HUD Healthcare Lender in 2024

Creative, Responsive, Effective Solutions.

WHAT WE OFFER

Multifamily Housing

We service more than $4B in multifamily loans nationally.

Featured Capital Sources

  • Fannie Mae
  • Freddie Mac
  • FHA
  • Life Company
  • Bridge Loans

Affordable Housing

We are a leading national affordable housing capital provider.

Featured Capital Sources

  • Fannie Mae MAH
  • Freddie Mac TAH
  • FHA
  • Private Placement
  • Bridge Loans
  • CDFI Placement

Healthcare and Senior Housing

We are the number one bank held HUD Healthcare Lender.

Featured Capital Sources

  • Fannie Mae
  • Freddie Mac
  • FHA
  • Life Company
  • Bridge Loans

Commercial Real Estate

We place various forms of debt execution through numerous sources of capital.

Featured Capital Sources

  • Life Company
  • Bridge Loans
  • Debt Funds

M&T Bank Commercial Real Estate Services

Our parent company, M&T Bank (NYSE: MTB), is one of the pre-eminent commercial real estate lenders in the United States. We offer our customers a long-term, full-service banking relationship that includes a wide range of banking and lending solutions, bringing the power of our institutional balance sheet products and project-level balance sheet products to you.

Commercial Real Estate
Institutional Commercial Real Estate

Recent Deals

M&T Realty Capital Corporation services a portfolio of more than 1,500 loans totaling over $28B. We are excited to highlight some of our most recent deals and are here to learn more about your specific financial needs.

Resources & Insights

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Full range of depository, payment solutions, and treasury management products and services.

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Articles & Insights

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Upcoming Events

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Michael Edelman Headshot

 The M&T family of companies is our advantage. In addition to offering Agency, FHA, life company, bridge loans, and debt funds through M&T RCC, we are also able to provide clients with treasury, investment banking, and trustee services. M&T RCC is one of a few bank-owned lenders offering this breadth of capabilities.  

Michael Edelman, CEO

OVER $200 BILLION

in Total M&T Bank Assets

DIRECT AGENCY LENDER

Fannie Mae & Freddie Mac

NATIONAL COVERAGE

over $28 billion in loans nationally